The HomeHappy Team

Hello and welcome, we’re the Michael Anthony Lloyd HomeHappy Team. As top mortgage brokers, we offer a wide range of services to help with your mortgage needs. Not every person or situation is the same and therefore not one mortgage package will work for everybody. We take the time to learn about you and determine your needs before getting to work and finding the right mortgage plan. Our team specializes in helping First Time Home Buyers, those ready to Move Up, Refinance or perhaps buy that Recreational or Investment property you have your eye on. We will work together for you and with you, from start to finish, even if that means the next 30 years!

There are five members on our team with a combined 55+ years of experience working together FOR YOU!  Mike Lloyd is team lead and the owner of Canadian Mortgage Experts, the # 1 Volume Franchise in Canada with Dominion Lending Centres. Mike’s been in the financial lending business since 1988 and thoroughly loves what he does…helping people.

Mike’s the Head Honcho of Happiness on our team, Annette Durante is our Director of Business Happiness and Len Suhl and Sarah Springer are both Directors of Client/Lender Happiness. Louise Lloyd is our Director of Ongoing Happiness. Each one of us is completely dedicated to putting a smile on your face and finding you the right mortgage solutions.

When our team isn’t diligently working for you, you’ll find us racing cars and seeking out the newest and greatest in technology (Mike), playing golf and helping the animals (Annette), playing hockey and building forts with his boys (Len), leading Girl Guides and juggling 4 kids schedules (Sarah) and taking care of the fur-kids and playing Field Hockey (Louise).

Meet The HomeHappy Team

Mike Lloyd

Mike Lloyd

Head Honcho of Happiness

Helping people attain the goal of Homeownership is a fantastically rewarding part of Michael’s role as the Team Leader of the HomeHappy Team. With the extensive lending experience gained from his various levels of lending management with local Credit Unions and large Trust Companies, Michael found his niche in 1999 becoming an Independent Mortgage Broker and never looked back. “Offering only one company’s products didn’t sit well with me…Brokering meant I could use the entire market to find just the right lender for each client.”

Since starting the CME team in 2011 Michael has helped to lead the franchise to be the largest within Dominion Lending Centres…Canada’s largest Mortgage Originator. This means more opportunities for exclusive products for his HomeHappy clients as well as unique programs to help them pay off their mortgage faster.

Annette Durante

Annette Durante

Director of Business Happiness

So what is business happiness you ask? Well… its business relations and business development, but rather than being boring, Annette makes sure we all have a good time! Annette began her Sales & Marketing career in the Broadcast Industry. After 25 years and several achievements including accredited Certified Sales Executive (CSE), Annette is honing her talent for bringing like- minded business people together in the Mortgage Lending Business. Her ability to understand the needs of business people contributes to her success. Annette has a reputation for professional excellence that resonates among her peers, and more recently within the lending community, her most recent accreditation is that of a licensed mortgage broker. Annette was born and raised in Vancouver, in her “off time” she can be seen on the golf course attempting to “get the numbers down” rather than up. Annette resides in South Surrey with her family (including the 4 legged kind) is committed to ongoing personal growth and proud to be part of the Home Happy Team.

Len Suhl

Len Suhl

Director of Client/Lender Happiness

Len started his career in the financial industry in 2000 with Vancity Credit Union gaining experience in all areas of finances over a 10 year tenure, specializing in underwriting and building relationships with brokers. Within the last 5 years he has worked as a senior underwriter in high volume broker channels as a mortgage planning specialist with London Life. His experience and education along with an easy going approach makes him a client favourite. He’s a motivated team player, husband and proud father of two boys, aged 4 and 6 years. Len regularly goes to the gym, plays hockey, soccer and golf.

Sarah Springer

Sarah Springer

Purveyor of Plentiful Happiness

Sarah means princess. This “princess of happiness” makes sure lenders and the clients stay happy. Her professional career in banking and lending began back in 2000 in the United States. Having discovered a love for finance, she pursued her university degree and graduated with honours. Sarah has spent many rewarding years helping families achieve the dream of home ownership and bring that passion and experience to the team.
When not in the office, Sarah is a Girl Guide leader who loves Geocaching, board games, and Starbucks! She spends her spare time with her husband, her 4 kids, and her 7-lb chihuahua-terrier Jack Bauer.

Louise Lloyd

Louise Lloyd

Director of Ongoing Happiness

Louise takes care of things for the HomeHappy team She does the things behind the scenes that allow us to take better care of you! In addition to being responsible for making sure our referral partners are well taken care of, Lousie’s role is to maintain our back of house business administration. Louise uses her keen artistic eye and passion for detail to support Michael and the team in administering external marketing programs. Her management experience stems from many years in the Restaurant & Retail Industries; her last position held was Senior Operations Manager before joining Michael’s team. Louise enjoys outdoor activities, swimming, art, travel and playing on a field hockey team.


Michael Lloyd and his amazing team have help with all our mortgages over the past 12 years. We’ve given Michael’s team many challenges and they have come through every time. Their knowledge and experience has been incredibly helpful especially in our more challenging moments. We would highly recommend Micheal and his team in a heart beat.

Sandra Doria-Davie

From Facebook

Mikes team is one of the best. We’ve been using him for years and they have always come through for us through some very challenging mortgage situations, buying, selling, bridging – their service is excellent!

He found me a great mortgage and got me into my new home! Thanks Mike!


Robyn Harcott

From Facebook


Phone:  604-536-8208


#300 17650 66A
Surrey, BC
V3S 4S4


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